A WANING PRESENCE OF BANK BRANCHES

The traditional brick-and-mortar bank branch is experiencing a sharp decline in its presence. Driven by the rise of online and mobile banking, users are increasingly preferring to digital channels for their financial needs. This shift has resulted to a reduction in branch openings, and many institutions are consolidating existing branches to stream

Free cash flow (FCF) serves as a crucial metric for investors and business owners alike. It illustrates the real cash produced by a company after accounting for its operating expenses and capital expenditures. A strong FCF standing can indicate a healthy and sustainable business, capable of expanding. Understanding how to assess FCF and effectivel